What is a bank card security code? Where is the security code on the map of Sberbank Mastercard, Visa, Maestro?

Published in Useful tips
/
July 9, 2017

Description of the purpose of the bank card security code and instructions on where it can be seen.

People who have ever made purchases on trading Internet sites and paid them using a bank card, certainly heard about the security code. However, this term is not familiar to many newcomers and, when requesting a trading platform, enter the security code, they do not understand where to look for it and whether it is safe to do.

In our article, we will try to tell you in detail about what the security code of bank cards of Sberbank is Visa, Mastercard and Maestro, and also explain where it can be found.

Figure 1. What is the security code of banking cards Visa, MasterCard and Maestro from Sberbank? Why is it needed?

Figure 1. What is the security code of banking cards Visa, MasterCard and Maestro from Sberbank? Why is it needed?

What is the security code Visa, MasterCard and Maestro from Sberbank? Why is it needed?

  • Security code A bank card is a combination of numbers, which in most cases are required to pay for purchases on trading floors on the Internet. Most often it is found in the form of an abbreviation " CVV2" or " CVC2"That in English is deciphered as" Card Verification Value 2».
  • The security code is not part of the card number and is on its back. As a rule, this is a combination of three or four digits, depending on the type of bank card.
  • Bank cards such as Visa, Mastercard and Maestro From Sberbank they have a three -digit security code. But the Americanexpress card, for example, has a four -digit code. There is an opinion that a four -digit code is more reliable, but in practice it turns out that there is absolutely no difference between them.
Figure 2. What is the security code of banking cards Visa, MasterCard and Maestro from Sberbank? Why is it needed?

Figure 2. What is the security code of banking cards Visa, MasterCard and Maestro from Sberbank? Why is it needed?

  • So, as mentioned earlier, the bank card security code is used in the implementation of financial transactions on the Internet. This is necessary to confirm that the owner of a bank card that performs a particular financial operation physically owns it. That is, it is in his hands.
  • Many users doubt whether it is worth entering this code on the Internet. Doubts are caused by fear that the transfer of this code to third parties can be fraught with theft of funds from a bank account. This is undoubtedly so, however, serious trading platforms or online stores do not save the customer’s payment data in memory, except for the account number and name.

Where to find the security code of Bank cards Visa, MasterCard and Maestro from Sberbank?

  • As already mentioned, the security code of bank cards most often consists of three digits and is located on their back on a special strip.
  • On some maps on their reverse side, a longer number may be indicated. In this case, the security code will be its last three numbers.
Figure 1. Where to find the security code of Bank cards Visa, MasterCard and Maestro from Sberbank?

Figure 1. Where to find the security code of Bank cards Visa, MasterCard and Maestro from Sberbank?

  • In the event that you have a virtual card in use, which is most suitable for purchases on the Internet, you yourself will not be able to see its security code.
  • However, if you contact the bank by phone with a request, you will be sent to SMS-public security code for financial transactions. You can call Sberbank from a mobile phone on a free short number 900.
Figure 2. Where to find the security code of Bank cards Visa, MasterCard and Maestro from Sberbank?

Figure 2. Where to find the security code of Bank cards Visa, MasterCard and Maestro from Sberbank?

  • In the event that you have a physical bank card, but there is no security code on its reverse side, this can only mean that your type of card is not provided for calculations on the Internet.
  • As a rule, such cards include credit and debit cards of a lower level. For example, Visa Electron. They are used exclusively to remove cash through ATMs. You will need a level card to make purchases on the Internet Standard or higher.
Figure 3. Where to find the security code of banking cards Visa, MasterCard and Maestro from Sberbank?

Figure 3. Where to find the security code of banking cards Visa, MasterCard and Maestro from Sberbank?

Is it safe to enter Visa, MasterCard and Maestro cards from Sberbank on the Internet?

  • Many users who are just starting to make purchases on the Internet ask this question. It is impossible to answer unequivocally or definitely “no” to it, since it all depends on where the person is going to make purchases and how attentive he is.
  • For example, if we talk about such large trading platforms as " Aliexpress», « ebay», « Avito"Or online store" Connected", Then paying for purchases on them using a bank card is completely safe, and users may not worry about the safety of their funds. When paying using a bank card on these resources, all financial transactions are carried out through the bank and are not preserved on the servers of online stores and trading floors.
  • However, in our time there are a lot of sites that are engaged in fraud. As a rule, they are easy to identify by a huge amount of advertising on them and by “crooked” design. But there are also sites that accurately copy the design of official trade representatives and may differ from them with one single letter in the address line.
Figure 1. Is it safe to enter VISA, MasterCard and Maestro cards security code from Sberbank on the Internet?

Figure 1. Is it safe to enter VISA, MasterCard and Maestro cards security code from Sberbank on the Internet?

To protect yourself and your funds on the map, you should follow a few simple rules:

  • Make purchases only on the resources that you trust;
  • Always check the correctness of the entered address to the address line;
  • Pay purchases on the Internet with a card specially created for this purpose and do not store a large amount of money on it;
  • Do not respond to letters from the mail where you are asked to follow the link and introduce payment details to confirm your personality. The administration of any of the trusted resources will never ask for its customers about this;
  • Connect the service to your map " Mobile bank"To confirm all payments through SMS messages;

If you still have any additional questions about the bank card security code, you can ask them to a specialist for supporting Sobank customers by short number 900.

Video: where is CVV2 and CVC2 code on the bank card? (Security code)

leave a comment