TOP10 applications for taking into account personal finance and cost control
If you do not know how to properly dispose of your finances, and they end in a long time before the salary, then download and install the application on your smartphone to account for your expenses. Most applications from this list work on the principle of a money meter.
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Andromoney
This application is one of the most downloading in Play Market in its heading. Andromoney has a simple and understandable interface. You can keep several records at once in different currency. The utility provides convenient graphs and histograms.
On the main window, you can see all financial transactions for the temporary segment selected by the user. With the help of a pile, you can call a side menu, which contains such sections as: "Budget", "Accounts", "Categories" And "Reports". Sections can be configured as it will be convenient for the user of this application. But even if this is not done, you can use the default settings and a large number of built -in "Templates".
Inside Andromoney, you can transfer money between your accounts, add operations and count the budget for a month and year. And if you do not need such long -term planning, then it can be formed even for a week and a day.
In this financial application there is a convenient calculator with which you can separately calculate everything that you need.
The advantages of this application include the possibility of creating reminders of future payments. The Andromoney application is synchronized with the Google account. Therefore, you can easily be able to transfer your data to another device if necessary.
You can also import a database of this application without any additional settings in such popular cloud services as Dropbox And Google Drive. In addition, they can be exported to a file Excel.
This excellent program will help to find those places in your budget with which you can save. If you do not pay attention to the clock interface of this application, it can be used by serious personal budget management.
Money Lover
This application is also very popular. In the Play Market, the Money Lover app was downloaded more than 1 million times. And unlike Money Lover, everything is in order with the design. The developers from the right side approached not only the application interface, but also its style. At the same time, the rich functionality of Money Lover did not suffer. But, unfortunately, not everyone will be able to figure out a large number of functions and sections in this application.
With this application you can work without compulsory registration. However, we advise you to do this. So it will be possible to synchronize with cloud services, which means that during failures, data will not be lost.
In the menu of this application, you can find traditional sections for such a program. There is also a separate section "Debts". And the highlight of Money Lover is a section "Planning". In it you can set the budget for a certain period of time.
The developers also included the mode in this program "Journey". If you like to travel or by duty of service often you are abroad, you can take into account all your expenses at this time.
In the "Tools" section, you can find the nearest ATMs on the map, see your accounts and operations for a certain period of time.
This application is available in Play Market in both paid and free versions. Unlike Premium in the free version, you cannot create more than 2 wallets and one budget. There are other restrictions, as well as the presence of annoying advertising. You can export data in Excel only when buying this program.
This application also has another significant drawback. It cannot balance several wallets. Therefore, for more complex financial reports it cannot be used.
Accounting within this application can be kept in 45 currencies. There are such exotic articles of the budget as income with winnings, income from the sale of property, expense for a date, etc.
Financisto
Another convenient personal finance manager who has a rather high rating in Play Market. It was created by the domestic programmer Denis Sidorenko. He emphasized the simplicity of this application and did not lose.
In the first tab you can find your accounts and information on the balance. They can be opened as much as you like and indicate the currency for each account. If you need to convert one currency into another, then the application will do it on its own. Currency conversion occurs according to the Central Bank at the time of conversion. For this, the application requires the presence of an Internet connection.
All operations with personal accounts are displayed in the tab "Magazine". It is here that you can create a transaction, indicate the recipient of the amount, attach a photo of the check and add other information on your operations.
Chapter "Budget" It is necessary to save financing data. Here you can create an account for which the amount with a given interval will be listed in automatic. And in the tab "Reports", you can get detailed statistics on your finances. Here you can choose the reporting period and “build” graphs for reporting.
An excellent advantage of this application is automatic backup of the database on cloud services: Dropbox And Google Docs. Reports can be imported in manual mode in QIF/CSV format.
Vizi budget
Another application that will teach you how to properly manage your money. This financial manager can be used to count both personal and family expenses. Using the Vizi Budget, you can set goals, view the statistics of expenses in the form of visual infographics and segment transactions.
On the main screen of this application, information on expenses and income is displayed. Before using this program, you need to create an account. If necessary, then several categories can be added to it.
Unfortunately, the Vizi Budget application has a not very friendly interface. This is perhaps the main flaw of this program. But, over time, you can get used to it and this will not become a problem. Moreover, the order of blocks is easy to change. This will help to configure the main screen for each user.
Here you can place blocks "Current balance", "Costs", "Income" And "Accounts". You can place on the home screen and widgets with the display of the current balance.
Initially, the account can be indicated in any currency. You can also specify the account number and tie the card number to it. For convenience, currency courses are converted independently.
When creating transactions, you can specify the type of operation (income, expense or transfer), account, amount, category and date. There is an opportunity to create "Templates" To replenish the schedule.
One of the main features of the Vizi Budget application is the possibility of creating goals. In principle, the goal is a separate account that can be replenished until it reaches the specified amount. You can track the progress of achieving the goal on a special scale.
Also, an interesting solution was the creation of color backlight to track the effectiveness of the personal budget. If expenses and income do not correspond to previously established, then they will be painted in a special “signal” color.
Well implemented in the Vizi Budget application reports on the balance sheet. They can be set for a certain period of time, category and other criteria. Statistics are presented in two types: table and graphics. You can export the report in CVS format.
Of the shortcomings of this application, it is necessary to note the presence of synchronization with cloud services only in a paid Pro version.
Dreadengi
Those who, even before the era of “smart” smartphones, used Internet services to restore order in their finances, probably know about such a site as Drebedengi.ru. Today in Play Market can you download the client of this service for smartphones? working on the Android operating system. Unfortunately, without a paid subscription to the premium, the possibility of this site, the client will not work. But, those of them who have already used “rubbish” will become a real find.
By the way, premium site services cost only 549 rubles a year. Agree, not very much in order to save on its budget.
In this application, you can distribute your finances in several categories, add accounts and transfer different amounts of money between them.
In the sections "Balance" and "Reports" you can track statistics. Moreover, you can choose the necessary period of time. There is even an hourly display of operations.
The “Dreadeng” app is a great way to use the functionality of the popular home accounting service in your Android Smartphone. The popularity of this site at one time was the basis that its developers listened to the opinion of users. We hope that the application will also be observed with the application.
Finance PM
This manager of expenses and income was created by the Belarusian developer. The principle of its work does not differ from the principle of operation of similar applications. To take into account your finances using Finance PM, you need to take into account your income, expenses and transfers. If necessary, you can get a consolidated operation and track all your financial transactions.
The main disadvantage of this application is an uninformative interface. In addition to the current balance, only a circular diagram with statistics by categories is noted on the main screen.
The Finance PM user can create categories that he needs. There is the possibility of planning future transactions. At the same time, you can configure their notification. This will always remember the unpaid loan or other monthly expenses: payment for housing and communal services, the Internet, mobile communications, etc.
This application has the possibility of creating "Templates". This will allow you to dispose of your finances automatically.
The application can be used at once on several devices. There is a Russian-language web interface of this program, where you can fix all your money movements if not at hand of a smartphone under the Android operating system.
Coinkeeper
Unlike many previous heroes of this review, Coinkeeper is simplicity. In addition, tips are implemented in it. What is not in other applications of this kind. But, this turned out to be few developers, and they, for the greater confidence that the user will understand their brainchild, added detailed instructions on how to use this application.
But, if you think that such a roll in the direction of friendliness to users will negatively affect the functionality of the application, then you are mistaken. She is at the highest level. Here, as in the Vizi Budget, you can configure the main screen for your needs, change the order of categories and drag the elements from one category to another.
After the first launch of this application, the user will have to create his own profile. After that, you need to choose one of the two options for budget maintenance: manual or automatic (application tools).
When choosing the necessary category of income and expenses, sources of income, account and expenses will be displayed on the screen. Also, in this application there is the possibility of supplying financial fabric. In the lower part of the screen will be placed a string of progress visually defining progress in its achievement.
As in most applications that deserve our attention to account for personal finances, reports can be saved in the cloud. But, it is possible to synchronize this application with other devices.
Unfortunately, the free version of this application has significant restrictions. In particular, it is impossible to indicate the sources of income, choose the interval for which you need a report, etc.
Count
Another application of domestic developers that can be put on this list. This program for accounting for personal finances is the youngest of all listed. It spreads on a free basis. But, the free version has one, but a very significant restriction. The user can take into account only 50 transactions per month.
On the main screen of this application, consolidated information about finance is displayed. Also, here you can get acquainted with financial statistics in the day. The application can withdraw average expenses per day, thanks to which you can easily plan the budget for a week, month, and even a year.
The exchange rate is also indicated on the main screen. The application is able to independently convert the currency. But, this requires access to financial servers. By the way, from the entire list, the currency converter in this application was the fastest.
In general, the main screen of the Count application displays the maximum information. No need to go to other tabs in order to view the amount of your budgets and debts. All operations with accounts are displayed at the bottom of the screen.
As in similar applications, when creating a transaction, it is proposed to establish the type of operation: income, expense or translation. You can add a hashtag, a geo-tank and a photograph to each movement of the products. The most common payments can be made in automatic mode, creating a “template”.
Detailed statistics can be found in the tab "Financial report". Here you can view consolidated information on your income and expenses. It is also possible to set a period to display statistics. It can be displayed in the form of a diagram or graphics.
Data can be imported from some other financial applications. There is also the possibility of online synchronization between several devices. In addition, developers promise to launch a more functional Internet resource of this application.
Zen-Mani
Another application created by Russian -speaking developers. Moreover, for Zen-Mani and are more designed for users whose native language is Russian. This application supports SMS banks operating in Russia, Belarus and Ukraine.
The main “highlight” of this application is the possibility of separating personal and general budgets. Therefore, this program can simultaneously conduct both family and personal budget.
Zen-Mani is a fairly functional application that can import wallets from the popular online payments in our country: QIWI, Webmoney And Yandex money.
The Zen-Mani application is primarily a client of the online online accounting service of personal finances. It has expanded reporting. Functions of planning and setting goals are well implemented.
Although this client uses only part of the online service capabilities, even they should be enough to maintain his budget.
TOSHL Finance Budget & Expense
The application on which we want to finish our review of the best finance managers is characterized by a simple and “children's” interface. But, this should not be misleading. This program is quite “adult” and does not differ in functionality from most of the above.
Another feature of TosHl Finance Budget is sound effects that accompany each user action, as well as characters that give advice. Which, unfortunately, “crookedly” translated into Russian.
If you are tired of strict managers with many do not need functions for you, this application can perfectly replace them. Here, when creating a transaction, you can specify its type, date and amount. More and not necessary.
The budget planning function is well implemented in this application. It is also possible to create templates for regular payments and replenishment of account. The remains of the budget can be transferred to the next month.
Data export is available in all popular formats: Excel, CSV, Google Docs, etc. It is possible to create synchronization with an online service.
Download TOSHL FINANCE BUDGET & Expense