Mobile fraud: species. What to do with fraud through the phone, how to return the money?

List of common fraudulent schemes and instructions for returning money

Everyone with a mobile phone, at least once in his life, received suspicious SMS messages with a request to transfer money to the specified number, with an offer to send an SMS and win a million or with a notification of blocking the SIM card, which can only be removed by calling for a certain number. Most people perfectly understand that such SMS messages are a banal divorce for money, but there are many who are easily conducted, otherwise such scams would have long lost their relevance.
This article presents the main types of mobile fraud, their principle of action and instructions for those who, by mistake or ignorance, suddenly found themselves among the victims

The principle of mobile fraud 1

The principle of mobile fraud

• There are many types of mobile fraud, but they all act according to one principle, the basis of which is emotions. A person under psychological pressure is unable to soberly evaluate the current situation and in this state it is very easy for them to manipulate
• Imagine for a moment that you are a parent of a completely adult child and decided to go to rest, leaving him at home. Late at night you receive an SMS message with the text: “Mom/dad, I got into trouble. Send 10,000 rubles to this number, then I will explain everything. ” What will be your first reaction? At a minimum, you will instantly forget about a dream, and at a maximum, run more likely to transfer money. But this is not the end. After you received a message, a call is heard from the same number and a confident calm voice tells you that your child has been caught red -handed on the sale of drugs, now he is in the police department and he is shining a long time, but you can hush this business if you are shining if you are Transfer a certain amount of money. In a half -out state, such information will repel you the ability to think sensibly and may not even come up with the idea to call the child on his phone. Unable to come to the site, you will have nothing else to do but comply with the requirements of the extortionist

The principle of mobile fraud 2

• All people are psychologically different, so this divorce will act far from everyone. It may turn out that at the time of receiving such a message, your child sleeps in a deep sleep in the next room, and some people do not have children at all. However, before sending a message, most scammers often analyze their victim by phone number, collect information about marital status. But for single people they have their own tricks

The principle of action of mobile fraud 3

Types of mobile fraud

Shpion service

• A SMS message enters the phone with a proposal to connect a service that allows you to track the location of someone else's device by number. Activation of this service is carried out by SMS. First of all, you will be asked to register in the system by sending an SMS to a short number, then, to complete the registration, you will need to go through a small SMS-survey
• For each of the sent messages, a huge amount of money will be written off, which will enter the script account. Even after sending the first message, you can reset your balance or even go into minus

Happy number

• A message comes to the phone with great news. It turns out that your number was accidentally selected to participate in the quiz, about which you had no idea and won! Your prize amounted to $ 1,000,000, half a dancer and a princess in addition. To get a win, you need to send SMS to a short number. Naturally, you will get nothing but zeros on your balance

Types of mobile fraud 1

Time to pay on accounts

• In this case, you will not receive any SMS messages. Instead, you will receive a call from an unknown number. By answering him, you will hear the nasty voice of an automatic informant who politely reminds you that you have not paid off a bank loan. To find out more detailed information, you will be invited to use the voice menu. In each of the points they will mutter all nonsense, in order to tighten the time for as long as possible, since this incoming call is paid and with every minute of the conversation from your balance the money floats. In addition, too naive customers can find out a bank card number and other personal information

Blocking advertising

• This type of fraud is quite old common, however, it is relevant to this day. SMS comes to you with a proposal to disable all the incoming advertisement. The proposal is actually tempting, since advertising sometimes acts very much on the nerves, but no one is going to turn it off. After sending an SMS message to a short number, except for writing off the money, nothing will happen

Types of mobile fraud 2

A dying scream

• A similar scam method is as ancient as the bones of the mammoth. It is practiced not only on mobile devices, but also on the Internet. The principle of its action is pressure on pity. A SMS message with a heartbreaking story about a girl of four years old, who urgently requires a kidney or liver donor urgently comes to the phone. Next, the phone numbers are written, to which it is worth sending all the information on this topic. In fact, there is no girl and the only purpose of this message is to tear off as much money from your mobile account as possible

Problems on the line

• The call comes to the phone allegedly from an employee of your operator who is busy searching for network malfunctions. He will ask you to gain a certain combination of numbers to test the connection. In fact, this combination of numbers will simply evaporate all your funds on the mobile account

Please call

• This method of fraud is also very old. It appeared almost immediately after mobile communications became available to everyone and today is one of the most successful and common. A pretty girl or guy approaches you on the street and politely asks to call. Dials the desired number, money from your balance shelters in the pipe, and as a reward you get only “thank you”. To this method, very many are taken because the scammers using it ideally own the art of seduction

Types of mobile fraud 4

A proposal of highly paid work

• Today it is quite difficult to find work with decent wages, especially people without work experience and in small cities. Therefore, scammers also occupied this niche. A SMS message comes to the phone with an invitation to an interview in a solid company with high wages. All that is required for this is to send SMS to a certain number in order to confirm your desire to pass an interview. The result, as in other cases, will be the same

You've got a wrong number

• A call comes to the phone and the person tells you that he was mistaken in the number and accidentally put the money on your number and asks to return it. Such troubles, of course, happen and if you are a good soul a person and intend to return the money to the unfortunate, then be sure to check whether the money has been received to your account, which he was talking about and ask him to name the exact amount

Mobile virus

• This type of fraud differs from others in that it simply will not work to ignore it. A program infected with a virus enters your device, and a window opens on the entire screen that interferes with the device. You can only close it by sending SMS messages to the number indicated in this window. The problem is that even if you send this SMS, then after some time the window will appear again. You can delete this virus only by resetting the phone settings to factory

Types of mobile fraud

How to return the money if you have become a victim of scammers?

• If it turned out that you still ended up among the victims of scammers, then do not despair. It will be difficult to return the money, but it is quite possible
• It is worth saying that contacting the police is useless. Valiant law enforcement officers, of course, will accept a statement from you and promise to find attackers as soon as possible, only their words will not correspond to actions. The police will not exchange for such trifles, put your business in a long box and will deal with something more “serious”
• The first thing you need to do is call your mobile operator, describe the problem and ask you to connect you with the security service. They are unlikely to be given a direct phone, however, the number for sending SMS messages is simply required to provide
• The operator will ask you to provide all the information on the transfer of money. How were they listed in the account, at what time, the count number. If you transferred money using the QIWI or ATM terminal, you will need to indicate the terminal number indicated on the check received when translating the check
• If you transferred money from a bank account, then you should contact the nearest branch of your bank, describe the situation and write an application for a refund. If you still decide to contact the police, then make a copy of the application from the bank and provide it with law enforcement officers

How to return the money if you have become a victim of scammers?

• When you transfer money, they do not immediately enter the account, but “hang” for about a day in the account. Therefore, if you cannot come to terms with missing funds, you should respond promptly
• Before responding to unfamiliar numbers or sending various kinds of SMS messages, think well and evaluate the situation. Enter an unfamiliar number in the Internet search engine and study the links found. Perhaps it has already been included in the fraudulent list

Important: in no case do not try to call the numbers of scammers and demand your money back. The smaller thing that can happen is that no one will pick up the phone and you will spend time in vain that could devote information to the cell operator. In the worst case, you will lose even more money for calls to paid numbers

Video: How can you return the money transferred to telephone scammers?