Installment, credit in M.Video 2021: Conditions, interest, reviews. M.Video: Is there an installments without overpayment in 2021?
Guide to buy goods in the online store "M.Video" on credit / installments. Conditions, interest rate.
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Online store of digital and household appliances and electronics " M Video"It has long been a long time to trade on the Internet. During this time, the company not only expanded the range of its goods, but also introduced a lot of convenient and useful services for its customers. In addition to low prices, good quality of goods and service, fast delivery and comparison features, " M Video"They began to provide their customers with loans to their products together with partner banks.
In this article we will talk about how to place an online application on credit in the online store " M Video"And is it possible to buy goods in installments without overpayments.
"Smart installment" in the online store "M.Video"
Important: If you first decide to buy goods in the online store " M Video", We recommend that you familiarize yourself with our article" How to order goods in the online store "M.Video" online?"For all questions you are interested in, contact customer service of the online store customer" M Video"For the following numbers:
8-495-777-777-5 (Moscow)
8-800-777-777-5 (other regions of Russia)
E-mail: [Email Protected]
Conditions for granting a loan and interest rate in the online store "M.Video"
- As already mentioned, the loan is provided to the buyer not by the store itself, but by partner banks, each of which has its own credit proposals, the terms of the loan and interest rates. However, each of the banks gives the buyer the opportunity to purchase goods on credit without an initial contribution. Approval of such a loan entirely depends on the buyer's solvency and its credit history.
- In the online store " M Video»Credit is provided on any product of the store worth 3 000 before 600 000 rubles.
Credit-online in the online store "M.Video"
General requirements for the borrower:
- Citizen of the Russian Federation aged 20 years
- The presence of a passport of the Russian Federation
- Availability of permanent registration at the place of residence in the territory of the Russian Federation
- Mandatory availability of a fixed working phone
- Work experience at the last workplace at least 3 months
Partner banks and their credit bid:
- KB Renaissance Credit (LLC)
KB Renaissance Credit (LLC)
- Alfa Bank JSC
Alfa Bank JSC
Terms of submission of installments in the online store "M.Video"
- Unlike a loan, installments in the online store " M Video"Is provided solely on the goods that are included in the list of shares" Smart installment" This action is held with January 31. By principle April 2021 And it implies the provision of a loan without the initial contribution and overpayments to certain goods. With a complete list of household goods participating in stock, digital and electronic equipment you can read of this link.
- When making this installment, the creditor is KB Renaissance Bank (LLC)whose interest rate is 10.3% per annum. The loan is issued for the amount of 3 000 before 250 000 rubles. When submitting an application for registration of installments, the Bank has the right to refuse to provide you in granting a loan without explaining the reasons.
How to buy goods on credit / installments in the online store "M.Video"?
If you are satisfied with all the above conditions and you want to purchase goods on your online store " M Video", Check the following steps:
- Step 1. Go to official site Online store " M Video" Log in to your personal account using login and password, or go fast registration. We remind you that buying on credit-online is available to exclusively registered users.
- Find the product you need in the catalog, add it to the basket and make sure it is available for buying on credit. Click " Online credit from ... rub / month.»To buy goods.
Figure 1. How to buy goods on credit / installments in the online store "M.Video"?
- Step 2.. Make sure that the right product is selected and it is in the basket in the desired quantity. Click the " Online credit"And then the" Proceed».
Figure 2. How to buy goods on credit / installments in the online store "M.Video"?
- Step 3.. Choose a convenient delivery method for you and make sure that all data is entered correctly. Click the " Complete decoration».
- We remind you that the goods and a loan agreement for delivery by courier are brought separately. Total waiting time can be up to 5 working days.
Figure 3. How to buy goods on credit / installments in the online store "M.Video"?
- Step 4.. In the next window, select the desired amount of the initial contribution and the loan period in rubles or percentage, simply by moving the slider.
Figure 4. How to buy goods on credit / installments in the online store "M.Video"?
- Step 5.. Next, carefully read and read the terms of providing a loan from each of the partner banks and if they arrange you, click " Fill out the questionnaire and get a decision in 2 minutes».
Figure 5. How to buy goods on credit / installments in the online store "M.Video"?
- Step 6.. Carefully and detail all the existing fields in the questionnaire, without resorting to abbreviations or declines of the names of their own and names of institutions. All information you enter must be reliable and fully comply with your passport data. After you make sure that all fields were filled correctly, click " to get the code" The phone number you specify will come SMS-message with confirmation code. Enter it in the appropriate field and go to the next step.
Figure 6. How to buy goods on credit / installments in the online store "M.Video"?
- Step 7.. The next step will be filling in information fields about your place of work and financial position. When filling in the fields, use the full names of organizations, posts, names. Remember that the security service of banks will certainly call the specified organization and ask if you really have an employee.
Also, at will, you can connect insurance.
Figure 7. How to buy goods on credit / installments in the online store "M.Video"?
- Step 8.. Next, enter your address in accurately in accordance with the passport data, as well as enter the passport number and number. If the address specified when submitting an application does not match the passport specified in the passport, the courier is entitled to refuse to transfer documents.
Figure 8. How to buy goods on credit / installments in the online store "M.Video"?
Within a few minutes you will have to call an online store employee " M Video"And report on the decision of banks. If your application is approved, the specialist will advise you for further actions and will answer all your available questions.
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