As in the online store connected to buy a phone on credit, installments: conditions, interest. How to place an online application in a coherent loan to buy a phone?

Instructions for designing an online application for the purchase of a phone on credit in the online store "Svyaznoy".

More recently, it was possible to get a loan for the purchase of mobile devices and other techniques exclusively with the personal presence of the buyer and a large number of necessary papers. Today, things are much easier with this.

Online store " Svyaznoy"Refers to the small number of stores, which gives its customers the opportunity to purchase goods on an online credit without having to leave the house. All that you need for this is a passport and 5 minutes of free time. About how to do it, and it will be discussed in our article.

Terms of granting a loan and installments in the online store "Svyaznoye".

Terms of granting a loan and installments in the online store "Svyaznoy"

What is the difference between credit from installments?

Many people believe that the loan and installments are not different between themselves. However, it is not. Before moving to the purchase, we understand what the credit differs from installments in the online store " Svyaznoy»:

Credit

Figure 1. What is the difference between installments?

• Shopping loan from 3 000 rubles in the online store " Svyaznoy»Given a store partner, whose employees are directly in contact with store employees. If you are planning to purchase a smartphone or tablet in " Connected"But you do not have enough money, a partner bank is ready to provide you with the missing amount that you undertake to pay off in full within the specified period.
• On top of the credit amount issued by the Bank-partner appoints the% for the provision of its services to be taken into account when paying the loan amount.

Installing

Figure 2. What is the difference between installments?

• The main difference of installments from the loan is that it is not provided by a partner bank, but the online store itself " Svyaznoy", Which does not take% for the provision of this service. You just make the initial contribution and the current time limit gradually pay the entire cost of buying without overpayments.
• If on credit you can buy any gadgets more expensive than 3,000 rubles, then installments apply only to those models to which the store gave such an opportunity.

Is it possible to buy a telephone in installments without the initial contribution in the online store "Svyaznoy"?

• As a rule, the conditions for the provision of installments suggest that the client must make an initial contribution when buying a smartphone. However, in the online store " Svyaznoy»It is often a variety of shares together with partner banks, according to which the smartphone in installments without the initial contribution becomes possible.
• Most often, these shares apply to new models or popular line of manufacturers, such as Samsung Galaxy, Sony, Philips., ASUS, Xiaomi., LG, Meizu., ZTE and HTC. But sometimes installments without the initial contribution is also available on the company's products. Apple.. Track new promotions online store " Svyaznoy»You can of this link.

Conditions for the provision of installments, loan and interest rate

Before making a loan application or installments, make sure that all basic requirements are observed:

• The presence of a passport of the Russian Federation
• Citizen of the Russian Federation not under the age of 18
• Availability of permanent registration in the territory of the Russian Federation
• Permanent place of work on an employment contract with an experience of at least 3 months

Important: persons who do not have a permanent job and submitting an application for a loan, in 99% of cases receive a refusal.

• It must be remembered that when buying a smartphone on credit, the interest rate is appointed not an online store, but a partner bank, which " Connected" some. They are: Home Credit Bank, Renaissance Credit, OTP Bank, JSC "Tinkoff Bank" and Bank mail.
• Each of the listed banks issues a loan under certain conditions and appoints its own% for its services. When making an application for official website « Svyaznoy"You will be prompted to choose one of the banks, as well as the credit product and interest rate. You can see their list in the pictures below:

Home Credit Bank

List of Houm Credit Bank

Renaissance Credit

List of banks Renaissance loan

OTP Bank

List of proposals OTP Bank

JSC "Tinkoff Bank"

List of proposals Bank JSC Tinkoff Bank

Bank mail

List of bank posts bank

How to place an online application for the purchase of a phone on credit in the online store "Svyaznoy"?

If you have familiarized yourself with all the terms of the purchase of a smartphone on credit, we decided on the bank and credit product, then you can go directly to the purchase of a device and execution of the application for the provision of a loan. This is done as follows:

• Step 1. First of all, you need to select the desired device. Go to official site Online store " Svyaznoy" At the top of the page, hover the mouse over the menu section " Phones and communications"And in the drop-down list, select a category in which your devices enters. For example, let's try to open a list of manufacturer smartphones. HTC.

Figure 1. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoye".

• Step 2.. On the listing page with a list of all models, find the device you need on defined criteria using the menu on the left. Sort the devices for the price range, the screen diagonal, the display resolution, the number of processor cores or other criteria. We will try to purchase the first smartphone in the list. HTC Desire 628 LTE (Gray). Click on the "button" Buy».

Figure 2. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoye".

• Step 3.. After clicking on the button, the basket will open, where our smartphone is located. Before moving to ordering, you must put a check mark opposite the inscription " Emboss on credit from 475 rubles per month" After that button " Checkout"Change the color from orange to the green and the inscription will appear on it. Proceed in credit" Click on this button.

IMPORTANT: The one monthly payment amount is approximate. The final amount of payment will depend on the final offer of the bank.

Figure 3. Registration of the online application for the purchase of a phone on credit in the "Svyaznoy" online store.

• Step 4.. In the window that opens, you will need to specify contact information, namely the name, phone number and email address (optional), as well as choose a suitable payment method. In our case, it " Credit online».
• Because When buying a product on credit, getting goods is possible only by pickup, the following is a list of stores, where you can pick up your purchase and sign a loan agreement. Select the appropriate store and then click " Complete decoration».

Figure 4. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoye".

• Step 5.. You will get to the credit profile page that you must fully fill. First of all, you will need to specify the amount you are ready to pay as a first installment, as well as indicate the loan period. Maximum The initial contribution should not exceed 70% from the total amount of purchase, and minimum may be 0%.

Figure 5. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoy".

IMPORTANT: Remember that this questionnaire is filled to receive a loan, and not installments and for its services the bank will write interest from you.

• Next, you will need to specify your personal data, namely name, gender, date and place of birth.

Figure 6. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoy".

• Next, you need to fill out the passport details and registration address. Remember that all of these data should be valid.

Figure 7. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoy".

• The next step will be filling the employer data. Namely, the name of the organization, the type of its activities you do, the employer's contact phone, your monthly income and the address of the organization. In the same way, you will need to specify your contact details, as well as the contact person's data through which the Bank will be able to contact you if necessary.

Figure 8. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoy".

• Optionally, you can additionally insure your life or health in one of the banks, as well as insure the loss of work. After you filled all the fields, click " Proceed».

Figure 9. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoy".

• Step 6.. On the next page you will need to choose a suitable loan product of each bank, because The loan application is sent immediately into several. After selecting suitable offers, click " Confirm your choice" The contact number you specified will be sent SMS-message With the confirmation code that will need to be entered into the appropriate field. After entering the code, confirm the completion of the order and wait for the call from the bank employee.

Figure 10. Registration of the online application for the purchase of a phone on credit in the online store "Svyaznoy".

IMPORTANT: Remember that the entire information you specified is checked by the Bank's Security Service and should be reliable. Otherwise, in the loan you will be denied. We also recommend paying monthly loan contributions in a timely manner. Otherwise, this can affect your credit history and collectors will not give you and your loved ones.
All additional questions on the loan you can find out at the contact number 8 800 700 43 43

Video: online store "Svyaznoy"